Auto & Work Comp Chiropractic Conditions

The Rights of An Auto Accident Victim in PA

(This is not intended as legal  advice. It is not provided by an attorney but is a summary of common rights as encountered in our practice and my answer basic questions. Please consult an attorney for a comprehensive view of your legal rights. This information is copied from other sources.)

Every driver in the state of Pennsylvania must carry insurance. And every insurance policy provides medical coverage for anyone who has been injured as a result of an auto accident. This coverage is called med-pay. Another term for med-pay is personal injury protection (or “PIP”). The minimum coverage that Pennsylvania drivers must carry (by law) is $5,000.00 of med-pay. That means that the first $5,000.00 of your medical bills will be covered by your automotive insurance. Also, in 99.9% of the cases, there is no deductible and no co-pays. That means you can get the care you need and without any out-of-pocket costs whatsoever. Pennsylvania is also a “no-fault” state. That means it doesn’t matter who was at fault. You are still protected and are entitled to receive treatment that is paid for by your auto insurance.

Auto accidents and your rights

Can My Insurance Rates Go Up If I Use My Med-Pay?
By law, your insurance company may not raise your insurance rates (premiums) because you used your medical coverage. It doesn’t matter who’s at fault of the accident. You have a right to use this medical coverage.

Contact a chiropractor
By: Paul R. Mahler DC
may be reproduced in whole only

By Paul R Mahler Jr. DC

Dr. Paul R. Mahler Jr. is a graduate of Palmer College of Chiropractic. He has been treating patients since 2000. He moved back to north-eastern PA in 2001 where he practiced at Kenny Chiropractic and Associates. In April of 2002 he opened Mahler Family Chiropractic Center (MFCC).

It has been a dream of Dr. Mahler's to run a full service family practice. To achieve this goal a full service practice has been created, including massage therapies, and physical therapies.

With all of these, value added services, it is still the chiropractic adjustment that is the most powerful and unique service used by Dr. Mahler. He practices utilizing a range of technique ranging from low to moderate force. He utilizes Diversified, Gonstead, Cox Lumbar Flexion Distraction, Activator, Toggle Recoil,Thompson, and Palmer Package adjusting techniques. Using these tools Dr. Mahler has freed the healing potential of many patients. This has allowed for the successful management of many different and diverse conditions.

Webster's Technique Certified through the ICPA
Member of the International Chiropractic Pediatric Association (ICPA)

If you think you are a candidate for care you probably are, so call today for a consultation.

Contact Dr. Mahler at (570)283-1610 of email at

1 reply on “The Rights of An Auto Accident Victim in PA”

Car accidents even low velocity car accidents often cause sprain strain injuries in the neck and low back. This can lead to pain in the low back and neck as well as shoulder injuries. These injuries if left untreated can lead to spinal degeneration and arthritis as well as degenerative disc disease. As family chiropractor I recommend that you contact a chiropractor in your area and have your spin check after a car accident.

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